AI JOB RISK SCANNER
O*NET-SOC 13-2071.00 / model V11 rated-task engine

Will AI replace
Credit Counselors?

Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

Estimated AI task exposure
78%

High exposure

V11 weights occupation tasks using O*NET Importance, Relevance and Frequency ratings instead of treating every task equally.

23 tasks have usable Task Rating records; weighted-task coverage is 100%.

Digital/info work

80/100

Physical moat

5/100

Human moat

61/100

Rating coverage

100%

23 task statements / 23 rated

Highest-weighted occupation tasks

Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
Importance 98/100Relevance 100/100Frequency 63/100Weight 0.90
Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
Importance 96/100Relevance 100/100Frequency 64/100Weight 0.90
Calculate clients' available monthly income to meet debt obligations.
Importance 94/100Relevance 100/100Frequency 61/100Weight 0.88
Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.
Importance 92/100Relevance 100/100Frequency 63/100Weight 0.88
Interview clients by telephone or in person to gather financial information.
Importance 90/100Relevance 95/100Frequency 70/100Weight 0.87
Recommend educational materials or resources to clients on matters, such as financial planning, budgeting, or credit.
Importance 88/100Relevance 100/100Frequency 64/100Weight 0.87
Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.
Importance 91/100Relevance 95/100Frequency 62/100Weight 0.86
Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
Importance 88/100Relevance 100/100Frequency 56/100Weight 0.85
Advise clients or respond to inquiries about financial matters in person or via phone, email, Web site, or Internet chat.
Importance 92/100Relevance 90/100Frequency 66/100Weight 0.85
Review changes to financial, family, or employment situations to determine whether changes to existing debt management plans, spending plans, or budgets are needed.
Importance 86/100Relevance 100/100Frequency 58/100Weight 0.84

Task weighting

Each rated task receives a composite weight: 38% relevance, 37% importance and 25% frequency. Core tasks receive a small additional multiplier. Low-precision rows flagged by O*NET for suppression are excluded.

Occupation scoring

When rating coverage is strong, rated tasks contribute 60% of the digital, physical and human task signals and Work Activities contribute 40%. Lower-coverage occupations automatically rely more on Work Activities.

U.S. labor market

BLS Wage & Employment Outlook

Median annual wage

$52,230

BLS OEWS May 2025

National employment

27,770

BLS OEWS May 2025

Projected growth

+3.3%

BLS Employment Projections 2025–2035

Average annual openings

2

BLS Employment Projections 2025–2035

BLS labor-market figures are separate from the site's AI-exposure model. Missing values mean a compatible detailed BLS occupation estimate was not published or could not be mapped.

Career pivot radar

Safer Career Alternatives

These options are selected from the same 923-occupation model. They favor a similar task/work profile with meaningfully lower estimated AI exposure. They are suggestions for exploration, not guarantees of job fit.

SAFER ALTERNATIVE

Substitute Teachers, Short-Term

12%

66 points lower exposure • 65% profile similarity

Median wage: $41,670 Growth 2025–2035: +2.0% Annual openings: 65

stronger human/judgment moat, more physical-world work
SAFER ALTERNATIVE

Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education

19%

59 points lower exposure • 68% profile similarity

Median wage: Not published Growth 2025–2035: Not published Annual openings: Not published

stronger human/judgment moat, more physical-world work
SAFER ALTERNATIVE

Athletes and Sports Competitors

21%

57 points lower exposure • 71% profile similarity

Median wage: $66,710 Growth 2025–2035: +5.5% Annual openings: 2

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Orthotists and Prosthetists

28%

50 points lower exposure • 73% profile similarity

Median wage: $81,110 Growth 2025–2035: +12.9% Annual openings: 1

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Teaching Assistants, Special Education

22%

56 points lower exposure • 71% profile similarity

Median wage: Not published Growth 2025–2035: Not published Annual openings: Not published

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Chefs and Head Cooks

12%

66 points lower exposure • 57% profile similarity

Median wage: $62,470 Growth 2025–2035: +6.6% Annual openings: 25

more physical-world work, less digital task exposure

Personalized career defense protocol

AI-Proofing Plan

AUTOMATE

  • routine information gathering
  • first-pass document drafting
  • standard reporting and summarization
  • repeatable administrative workflows

AUGMENT

  • research and analysis
  • quality checking AI-generated work
  • decision preparation
  • scenario generation

PROTECT

  • relationship building
  • judgment in ambiguous situations
  • communication and persuasion

LEARN

  • AI-assisted research
  • workflow automation
  • data literacy
  • prompt and workflow design
  • AI output verification

AI-PROOFING RESOURCES

What this score does not mean

The percentage is a comparative task-exposure index. It is not the probability that this occupation disappears, that a worker is laid off, or that AI can perform the entire job.

New in V11

Find a Safer Career Path

High exposure does not mean starting over. V11 compares your occupation with the other 922 O*NET occupations and surfaces lower-exposure options with similar work profiles.

EXPLORE CAREER ALTERNATIVES
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