AI JOB RISK SCANNER
O*NET-SOC 41-3021.00 / model V11 rated-task engine

Will AI replace
Insurance Sales Agents?

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

Estimated AI task exposure
77%

High exposure

V11 weights occupation tasks using O*NET Importance, Relevance and Frequency ratings instead of treating every task equally.

19 tasks have usable Task Rating records; weighted-task coverage is 100%.

Digital/info work

77/100

Physical moat

16/100

Human moat

39/100

Rating coverage

100%

19 task statements / 19 rated

Highest-weighted occupation tasks

Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.
Importance 81/100Relevance 100/100Frequency 64/100Weight 0.84
Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
Importance 78/100Relevance 96/100Frequency 62/100Weight 0.81
Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.
Importance 84/100Relevance 86/100Frequency 66/100Weight 0.80
Perform administrative tasks, such as maintaining records and handling policy renewals.
Importance 80/100Relevance 93/100Frequency 59/100Weight 0.80
Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
Importance 78/100Relevance 95/100Frequency 57/100Weight 0.79
Customize insurance programs to suit individual customers, often covering a variety of risks.
Importance 86/100Relevance 82/100Frequency 65/100Weight 0.79
Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
Importance 76/100Relevance 94/100Frequency 56/100Weight 0.78
Select company that offers type of coverage requested by client to underwrite policy.
Importance 75/100Relevance 82/100Frequency 59/100Weight 0.74
Calculate premiums and establish payment method.
Importance 71/100Relevance 84/100Frequency 62/100Weight 0.74
Contact underwriter and submit forms to obtain binder coverage.
Importance 76/100Relevance 79/100Frequency 52/100Weight 0.71

Task weighting

Each rated task receives a composite weight: 38% relevance, 37% importance and 25% frequency. Core tasks receive a small additional multiplier. Low-precision rows flagged by O*NET for suppression are excluded.

Occupation scoring

When rating coverage is strong, rated tasks contribute 60% of the digital, physical and human task signals and Work Activities contribute 40%. Lower-coverage occupations automatically rely more on Work Activities.

U.S. labor market

BLS Wage & Employment Outlook

Median annual wage

$62,280

BLS OEWS May 2025

National employment

479,100

BLS OEWS May 2025

Projected growth

+3.3%

BLS Employment Projections 2025–2035

Average annual openings

43

BLS Employment Projections 2025–2035

BLS labor-market figures are separate from the site's AI-exposure model. Missing values mean a compatible detailed BLS occupation estimate was not published or could not be mapped.

Career pivot radar

Safer Career Alternatives

These options are selected from the same 923-occupation model. They favor a similar task/work profile with meaningfully lower estimated AI exposure. They are suggestions for exploration, not guarantees of job fit.

SAFER ALTERNATIVE

Hydroelectric Production Managers

10%

67 points lower exposure • 64% profile similarity

Median wage: $126,060 Growth 2025–2035: +2.6% Annual openings: 17

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Chefs and Head Cooks

12%

65 points lower exposure • 66% profile similarity

Median wage: $62,470 Growth 2025–2035: +6.6% Annual openings: 25

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Butchers and Meat Cutters

5%

72 points lower exposure • 58% profile similarity

Median wage: $40,140 Growth 2025–2035: +2.4% Annual openings: 15

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Hazardous Materials Removal Workers

11%

66 points lower exposure • 64% profile similarity

Median wage: $49,450 Growth 2025–2035: +1.5% Annual openings: 4

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Bicycle Repairers

5%

72 points lower exposure • 56% profile similarity

Median wage: $42,780 Growth 2025–2035: -5.7% Annual openings: 1

more physical-world work, less digital task exposure
SAFER ALTERNATIVE

Bus Drivers, Transit and Intercity

22%

55 points lower exposure • 70% profile similarity

Median wage: $59,050 Growth 2025–2035: +4.1% Annual openings: 21

more physical-world work, less digital task exposure

Personalized career defense protocol

AI-Proofing Plan

AUTOMATE

  • routine information gathering
  • first-pass document drafting
  • standard reporting and summarization
  • repeatable administrative workflows

AUGMENT

  • research and analysis
  • quality checking AI-generated work
  • decision preparation
  • scenario generation

PROTECT

  • domain expertise
  • exception handling
  • accountability for outcomes

LEARN

  • AI-assisted research
  • workflow automation
  • data literacy
  • prompt and workflow design
  • AI output verification

AI-PROOFING RESOURCES

What this score does not mean

The percentage is a comparative task-exposure index. It is not the probability that this occupation disappears, that a worker is laid off, or that AI can perform the entire job.

New in V11

Find a Safer Career Path

High exposure does not mean starting over. V11 compares your occupation with the other 922 O*NET occupations and surfaces lower-exposure options with similar work profiles.

EXPLORE CAREER ALTERNATIVES
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